I’ve been obese for as long as I can remember, so I’m not sure why my insurance is refusing to cover weight-loss surgery. I just got the coverage denial letter today and their reasoning is rather vague. The letter states that at this time, weight-loss surgery is not a medical necessity for me. I’m so shocked by this since I meet the guidelines. My BMI is over 35, I have at least one serious health problem that’s linked to obesity, and I’ve tried many other diet plans before seeking surgery. I’m so devastated by this news! What are my options now?