How to answer form question

Updated on November 17, 2019 in Insurance & Financing
6 on November 15, 2019

I’m working on my insurance forms and one of the questions is about “the prescription or OTC medicines you’ve taken in the past in order to manage your condition(s).”  Do they mean diet pills?  I’ve never tried diet pills as my blood pressure is too high and I always thought they didn’t work long-term.  Does this mean I might be denied?

 
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1 on November 15, 2019

Well, such questions aren’t the easiest to answer, but in my opinion, diet pills fall in that category. The majority of people are usually sceptical about insurance companies, even though the insurers refuse only about 5% of all life insurance and serious illness claims they receive.

on November 17, 2019

I’m asking about medical insurance.  I’m attempting to have my vertical sleeve surgery at least partially covered by my health insurance. There’s a lot of paperwork to it.  I think life insurance and critical illness insurance are a different ball game.  There are so many types of insurance that it gets confusing after a while.  

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1 on November 17, 2019

I’m working on my insurance forms and one of the questions is about “the prescription or OTC medicines you’ve taken in the past in order to manage your condition(s).”  From Sullivan

That looks like a direct quote.  If so, I think they’re talking about the conditions caused by your obesity.  So the meds you take for blood pressure, diabetes, sleep apnea, reflux, and things like that.  I say that because “conditions” is pluralized.  

 

on November 17, 2019

Oh, you know, that does make sense.  I’ll check that over again.  I’ll feel a bit silly if I misunderstood that question by a mile.  Thanks for the help!

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1 on November 17, 2019

Give them a call and ask.  if they really are pushing diet pills, ask your doctor if you can take something like Alli or ask for some supplement recommendations that may assist with weight-loss.  Then you’ll have something to put down on the form.  

on November 17, 2019

I think BeyondObesity might be right and I just massively misunderstood the question.  You have a good idea though.  Asking the doc about OTC weight-loss aids would be better than messing around with something that will make my heart pound.  Plus, since it’s OTC, I wouldn’t need a continuing prescription and could take it or not. Thanks!

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