How long will approval last?

Updated on April 11, 2020 in Insurance & Financing
4 on April 6, 2020

Does anyone know how long insurance approval is supposed to last?  Like many others my surgery was put off because it’s not considered a medical emergency.  I’ve tried calling my doctor to ask about it, but no one answers.  I think they might have closed the office in order to abide by the governor’s mandate for my state.  I’m getting pretty anxious about this will mean for me down the road.  Will I have to start the tedious approval process again and jump through all the hoops, or will my initial approval still stand and the insurance company will cover itt?  Once you’ve been approved, do you stay approved?

 
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1 on April 6, 2020

I think it depends on the insurance company. With mine, approval lasts for one year before I would need to contact them. The doc could refuse to operate on you at any time though. If you no longer need surgery or if it wou!d not be safe to operate on you, then I don’t think they would move ahead.

on April 11, 2020

I believe my approval will last for a while, but when I called, I couldn’t get a straight answer. I guess the coronavirus will have an affect there too.

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1 on April 10, 2020

We are in unprecedented times, so who knows. I think Congress is passing laws right now that will deal with this issue. At least that is what I heard on the news.

on April 11, 2020

Oh, yeah that is a good point. I really hope the virus can be contained soon. It feels silly to worry about my surgery when people are getting really sick.

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